This weekend, I got my third health insurance cancellation notice in three years. First, they cancelled the wonderful individual plan we bought for ourselves before the Obamacare law kicked in, after threatening to raise the price on it by over 50%. Then, they cancelled the plan we selected from the then-nonworking Obamacare exchange, which covered less than our original plan but was $50 more expensive per month, and had a 300% higher deductible, leaving us without insurance for three months. And now, they’re cancelling our new plan. Obamacare may, literally, be the worst law ever passed.
Most GOP Presidential candidates are campaigning on at least reforming the Affordable Care Act, if not wholly repealing it. But according to last night’s 60 Minutes interview, Donald Trump is standing apart from that crowd on the issue of healthcare. If the Donald gets elected, Obamacare will be a thing of the past, but only because Trump has his own plan for a completely socialized healthcare system, like the one that doesn’t work in Scotland.
Pelley: How do you fix it?
Trump: There’s many different ways, by the way. Everybody’s got to be covered. This is an un-Republican thing for me to say because a lot of times they say, “No, no, the lower 25 percent that can’t afford private. But–”
Pelley: Universal health care.
Trump: I am going to take care of everybody. I don’t care if it costs me votes or not. Everybody’s going to be taken care of much better than they’re taken care of now.
Pelley: The uninsured person is going to be taken care of. How? How?
Trump: They’re going to be taken care of. I would make a deal with existing hospitals to take care of people. And, you know what, if this is probably—
Pelley: Make a deal? Who pays for it?
Trump: —the government’s gonna pay for it. But we’re going to save so much money on the other side. But for the most it’s going to be a private plan and people are going to be able to go out and negotiate great plans with lots of different competition with lots of competitors with great companies and they can have their doctors, they can have plans, they can have everything.
There are lots of potential ways to fix healthcare – first and foremost among them may be not allowing health care companies to write the health care laws – and many plans that would encourage price decreases by encouraging competition. But its incredibly difficult to mesh a socialized health care system in which everyone receives care free of charge with a private insurance system that is required to somehow cover everyone and maintain competitive pricing. That’s exactly the problem with Obamacare: it’s to expensive for average people who pay for their health care to maintain their plans, because those plans support companies that carry un-insured and under-insured patients at the same time. That means health care is more expensive for everyone, even if the cost of treating people goes down.
It sounds like a great idea, but it’s just not workable in reality.