At CFIF, I explain why it is absurd to say that the health care market and the health insurance market are effectively the same thing, despite the administration’s contentions to the contrary.
[N]o reason exists to require insurance at all, even at the point of purchase; instead, all that is needed is to requirepayment, whether via insurance or by the traditional means of paying for anything else, namely cash or credit card. There is no reason, except in relatively rare “life-or-death” situations, why the same laws governing other contracts can’t govern medical care…. Ordinary contract law allows plenty of means for providers of any good or service to recover unpaid bills, including access to courts.