by | May 17, 2025

The next month will be one in which Congress finally gets down to brass tacks on what the tax reform bill long talked about will actually look like. While most of the tax provisions of the 2017 Tax Cuts and…

by | Feb 7, 2025

Racism is evil. But some companies haven’t gotten the memo and are diving even deeper into racial obsession following Trump’s election and his immediate action to end the DEI programs that are rotting our institutions from the inside out. Salesforce…

by | Jan 17, 2025

With President Joe Biden’s term nearly over, federal agencies should be winding down activities for the year and preparing for enormous changes in their leadership and policy goals. However, one relatively small but powerful agency, the Consumer Financial Protection Board…

by | Jul 12, 2024

When my wife Ellen of blessed memory, who passed on to Paradise in 2020, and I bought our house 20 years ago, it needed some work. We got a highly recommended electrician to switch many ceiling fixtures with recessed lighting….

by | Apr 10, 2024

Washington Post columnist Megan McArdle recently wrote that the best argument made in favor of limiting the size of the stimulus during the Great Recession — part of a larger conversation about austerity — was one of ethos. “We weren’t…

by | Mar 8, 2024

Imagine you walk into your local bank, check in hand, only to discover that the checking account you opened just a few weeks ago is inaccessible. It’s been restricted and marked for closure. When you ask why, the teller shrugs….

by | Feb 8, 2024

Nobody likes paying fees. A fee, however, is a transparent way to reflect the price of something. In a market economy, prices convey vital information that consumers and producers use to make good decisions. A rise in the price of…

by | Jan 19, 2024

Uh oh. I’m in trouble now. Last December, I walked into a Cabela’s on my way to Christmas vacation. I needed, you see, a gift card for my cousins. A Christmas present. They love the outdoors. Hikers and nature lovers,…

by | May 3, 2023

Any parent will tell you that forcing children to eat their spinach is no way to win a household popularity contest. Children don’t care about the long-term benefits of eating healthy food when the alternative is the short-term thrill of…

by | Apr 17, 2023

Perfect storms occur in batches. It’s never a single event, a single wave. Bank executives, like ship captains, earn their keep during times of upheaval. The good ones anticipate events, examine cause and effect, assess risk, and chart the best…

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