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John Berlau
John Berlau is Senior Fellow for Finance and Access to Capital at the Competitive Enterprise Institute and blogs at OpenMarket.org. E-mail him at jberlau@cei.org.
by | Feb 16, 2015

This month, America celebrates the birthday of one of the country’s earliest business innovators and large-scale entrepreneurs. During a time period of America’s existence as a British colony and then a young nation—when communication and transportation faced challenges, to put…

by | Feb 2, 2015

“Wall Street Chips Away at Dodd-Frank,” blared a recent front-page headline in the New York Times about bipartisan measures that have passed the U.S. House of Representatives and/or been signed into law that ever-so-slightly lighten the burden of the so-called…

by | Jul 2, 2014

The groundbreaking decision Monday in Burwell v. Hobby Lobby Stores, in which the Supreme Court ruled 5-4 that Obamacare’s contraception mandate violates the religious freedom of two closely held corporations, will be dissected heavily for days, and studied for weeks,…

by | May 14, 2014

A corollary to Shakespeare’s Romeo and Juliet adage, “A rose by any other name would smell as sweet,” is that “garbage by any other name would smell as awful.” The latter seems apropos to the “reform” of the government-sponsored housing…

by | Mar 31, 2014

Matt Drudge’s widely discussed mid-March tweet that he has already paid Obamacare’s “liberty tax” highlights the uncertainties the self-employed face both from the health care law and the tax code in general. As pointed out by an editorial in Investor’s Business…

by | Mar 6, 2014

Once again, according to a White House summary of his 2015 budget unveiled this week, President Obama will call for “closing loopholes” that he says help “Wall Street.” Once again, upon closer examination, these “loophole closures” are actually tax hikes…

by | Nov 21, 2012

As if the “fiscal cliff” and the prospect of looming tax hikes were not enough, banks of all sizes — and in turn consumers and businesses who rely on their credit — also face the “Basel cliff.” The term doesn’t…

by | Oct 1, 2012

On Oct. 1, 2011, one year ago today, Dodd-Frank’s Durbin Amendment price controls went into effect, causing consumers to lose free checking and be soaked with other bank fees so that the country’s wealthiest retail chains could become even richer….

by | Jun 29, 2012

It seems only yesterday that liberal pundits and politicians were proclaiming that a bitterly divided 5-4 decision on the constitutionality of Obamacare would deny the Supreme Court “legitimacy.” Maybe that’s because it was as late as yesterday that liberals were…

by | Mar 28, 2012

Attention Senators! Test results are in. Time to announce who passed and failed “the Maxine Waters test of political moderation.” As I reported last week, the Jumpstart Our Business Startups (JOBS) Act was encountering resistance in the Senate even after…

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