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Authors

Jeffrey M. Herbener

Dr. Jeffrey M. Herbener is professor and chair of the Department of Economics at Grove City College, where he also presides over the papers of Ludwig von Mises. A leading scholar in the Austrian School of economic thought, he is also a fellow at the Mises Institute.
Special Report
How the Fed Created the Current Banking Crisis
by | Mar 27, 2023

Moral hazard occurs when an agreement that people make to act in concert for their mutual benefit results in an incentive for one of them to act immorally. The classic case is insurance. When an insurance company contracts with a…

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