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A few months back, a friend came to town from Tennessee. His schedule was jammed as was mine, but I was eager to see him. He works in insurance and I inevitably learn a lot when he explains  the various…

A few months back, a friend came to town from Tennessee. His schedule was jammed as was mine, but I was eager to see him. He works in insurance and I inevitably learn a lot when he explains  the various…

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