Merrill Matthews

Merrill Matthews is a resident scholar with the Institute for Policy Innovation in Dallas, Texas.

Social Security by Choice


Stock market volatility remains one of the primary objections to switching from the current pay-as-you-go method of funding Social Security benefits to a system of prefunded personal retirement accounts. However, three Texas counties that opted out of Social Security 30 years ago have solved the risk problem. Galveston County opted out of Social Security in […]

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