In a
summary of Rep. Paul Ryan’s plan for replacing Obamacare, Avik
Roy notes that Ryan and co. are hesitant to advertise the fact that
his measure would provide universal coverage for health care
insurance.
One thing that’s interesting about Paul Ryan’s speech — and
it’s been true of every similar Republican speech on the topic —
is that the words “universal coverage” are never uttered. Former
CBO Douglas Holtz-Eakin, another
proponent of the tax-credit approach, also takes care to
distinguish it from “an immediate move to universal coverage or
other massive expansion.”
But facts are facts, and the universal tax credit approach to
health care reform is indeed a plan for universal coverage. I get
that some Republicans recoil from the term, because it smacks to
them of socialism, but it’s high time to reclaim the words
“universal coverage” from the socialists.
Universal coverage is a worthy goal that, done the right way,
would dramatically improve our fiscal situation, help control
runaway health-care costs, lift a massive drag from the U.S.
economy, and make a lasting humanitarian contribution. A Republican
politician who campaigned on that platform could fire the
imaginations of millions.
Because Ryan’s plan is to replace the tax preference for
employer-provided health insurance with a refundable tax credit
available to everyone, his plan would provide for universal
coverage, which even Obamacare won’t achieve, if it’s left in
place.
If Ryan were proposing a new system of bureacracy along the
lines of Obamacare, it would be suspicious for him to boast about
universal coverage. But what he’s suggesting is merely a reform of
the tax code. The employer-provided health insurance benefit is
already universal, it’s just terribly inefficient. If Ryan were
able to explain that his plan for universal coverage is really just
tax reform, then there would be no problem with the term.