Today the American Prospect published an
article taking a very one-sided look at the health care
sharing ministries (HCSMs) led by James Lansberry. HCSMs are
groups that provide members with health care by simply sharing
the costs. As far as I’m aware, all HCSMs in the United States
are run by evangelical Christians. Although HCSMs are a method
for paying health care costs, they technically do not provide
insurance — they simply pay any costs associated with members’
health care. For that reason, Lansberry and HCSM members have
been fearful of the individual mandate because it would mean the
end of their programs. Paying for both insurance and HCSM
contributions would be redundant and expensive. Luckily, as it
turns out, they were able to obtain an exemption in the ACA bill,
and can go on doing their thing…for now, at least.
The tone of the Prospect story is very skeptical and
critical of this exemption, although no evidence is presented
against HCSMs other than the fact that their members are openly
Christian and organize the provision of health care for one
another without involving the government.
One thing missing from the piece is any mention of the
perspective of an HCSM member. Last year I spoke to Lansberry and
wrote about HCSMs and health care reform
here.
Royce | 4.15.10 @ 12:22PM
I think you nailed the source of the liberal's protests - the fact that their members are openly Christian and organize the provision of health care for one another without involving the government.
Making it voluntary and leaving out the forced government controls also cuts the cost to a fraction. Money would go toward actual healthcare costs rather than bureaucratic overhead.
James Lansberry | 4.15.10 @ 1:45PM
Thanks a ton for the quick and kind response to the Prospect article.