Throughout the health care debate, President Obama has insisted
that Americans who liked their health insurance could keep it.
“If you like your health care plan, you’ll be able to keep your
health care plan, period,” he
declared in a speech to the American Medical Association last
June. “No one will take it away, no matter what.”
While a number of provisions in the existing House and Senate
health care bills would undermine that pledge, the
proposal Obama unveiled today takes a sledgehammer to it.
The Senate bill has a measure to protect so-called “grandfathered
plans,” which would allow policy holders to maintain coverage in
plans that may not abide by all of the requirements imposed on
new individual plans offered on the government-run
exchanges.
But Obama’s new proposal changes all of that. Here’s how the
White House explains the new provisions:
The Senate bill includes a “grandfather” policy that allows
people who like their current coverage, to keep it. The
President’s Proposal adds certain important consumer
protections to these “grandfathered” plans. Within months of
legislation being enacted, it requires plans to cover adult
dependents up to age 26, prohibits rescissions, mandates that
plans have a stronger appeals process, and requires State
insurance authorities to conduct annual rate review, backed up
by the oversight of the HHS Secretary. When the exchanges begin
in 2014, the President’s Proposal adds new protections that
prohibit all annual and lifetime limits, ban pre-existing
condition exclusions, and prohibit discrimination in favor of
highly compensated individuals. Beginning in 2018, the
President’s Proposal requires “grandfathered” plans to cover
proven preventive services with no cost sharing.
All of the new requirements proposed by Obama would increase
premiums, and by definition, alter the composition of those
insurance plans. The White House would argue that it is changing
the policies for the better. But the entire point of having
“grandfathered plans” was to protect a class of policies from
changes imposed by the new legislation. Put another way, the
provision to allow people to keep their “grandfathered plans” is
rendered meaningless when the federal government is dictating
what is in them.
Grzmlyk| 2.22.10 @ 12:53PM
I have never in my life known of someone, in or out of politics, who lies with such insouciant aplomb as Obama. And I've worked with at least three sociopaths.
Obama is UNHINGED. He is a WHACK JOB. He literally thinks that if he says it, it is so. He is UNABLE to DISCERN REALITY.
I think that's why we never hear from anyone who worked with him or attended school with him or was one of his students. I think they've all been bought off or threatened, because the thugs who are pulling the strings know anyone who's dealt with Obama knows he is literally delusional.
He makes Carter look like a realist, and Clinton look like a paragon of virtue.
The dude belongs in a nuthouse.
Tim| 2.23.10 @ 10:05AM
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obama health care plan | TrendyTwits links to this page. Here’s an excerpt:
Pete| 2.22.10 @ 12:59PM
With a mainstream media that had ANY integrity, this clown would have been run out of town a long time ago. As it is, however, he is so over the top radical/progressive that he will eventually succeed in running himself and the rest of his party out of town. We just need to minimize the damage before that day comes.
David Thomas | 2.22.10 @ 1:55PM
"Beginning in 2018, the President’s Proposal requires “grandfathered” plans to cover proven preventive services with no cost sharing." There should always be a co-pay or massive fraud will occur. Any co-pay should not be insurable by an ancillary policy.
Flame| 2.23.10 @ 12:32PM
So, I have busted my a$$ for over thirty years to ensure that I have medical coverage which allows me to not have co-pays and now Obamao wants to make me pay them. IOW he is adding another tax to my limited income because I worked hard.
Bill| 2.22.10 @ 1:55PM
It is simple people, we all have religious objections to using their health care insurance, and as such, are not required to pay for it.
I know I do, and I won't.
Mike| 2.22.10 @ 2:08PM
Put simply, Obama's government intends to take over our lives. I was planning to take my travel trailer up to the 11 acres of land I own in North Florida and relax for a few years....I've earned it. Now my accountant tells me that my modest health insurance plan probably won't meet Obama's insurance mandate requirements. Meaning that my premium rate would rise enough to destroy my dream. Of course once my bank account is emptied the government will increase my subsidies......what a pile of BS. We work hard and save our whole lives so that we can eventually have some version of the American dream. And then the government steps in and destroys it with taxes and mandates. I don't mind losing when its my own fault, I do take offense when I'm punished for someone elses mistakes.
Dan Han| 2.22.10 @ 2:36PM
BO is a committed liar with a brain doner for VP. He can lie, cheat, mislead with aplomb. Not only will we not be able to keep our health insurance, insurance companies will go broke under his plan in just a few years. Now, where will all those people find jobs?
Pingback| 2.22.10 @ 2:40PM
Obama Destroys Pledge to Allow Americans To Keep HC Plans | HealthCareDaily.info links to this page. Here’s an excerpt:
Pingback| 2.22.10 @ 2:55PM
Picking Apart Obama’s Proposal – Blog Watch links to this page. Here’s an excerpt:
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Patterico's Pontifications » ObamaCare: The White House proposal links to this page. Here’s an excerpt:
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The Greenroom » Forum Archive » ObamaCare: The White House proposal links to this page. Here’s an excerpt:
Pingback| 2.22.10 @ 9:31PM
All you need to know about Obama’s new ‘healthcare reform’ proposal « Sister Toldjah links to this page. Here’s an excerpt:
CHUMP| 2.22.10 @ 10:31PM
You guys are part of the problem with our current sad state of affairs. You don't think we're going/gone broke already? Republicans didn't lift a finger to improve the sad state of healthcare.
Andrew P| 2.23.10 @ 5:35AM
Don't be complacent about this. Obama will have the votes. Obama has 65 new judgeships to hand out, and what shaky Dem in the House wouldn't trade running and losing for a lifetime job. He will get his 218, and he will get 50+Biden in the Senate. The only constraint on Obi is time. Once interest rates start to soar, new expensive entitlements will go nowhere in Congress. He has to get this done before the Bond Market puts the kibbosh on it.
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Political Digest 23 Feb 2010 « The Republican Heretic links to this page. Here’s an excerpt:
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The American Spectator : AmSpecBlog : Obama Destroys Pledge to … | Drakz Free Online links to this page. Here’s an excerpt:
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The American Spectator : AmSpecBlog : Obama Destroys Pledge to … | Drakz Free Online links to this page. Here’s an excerpt:
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Bob Belvedere | 2.23.10 @ 10:35PM
Quoted from and Linked to at:
Who's To Blame, Harry?
-----
It's Time To ROC 'N' ROLL:
Restore Our Constitution & Restore Our Lost Liberties
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Mystery Political Theater 3000: The Health Care Summit (open thread) : America's Rig links to this page. Here’s an excerpt:
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Health Care's Final Countdown Begins - Hit & Run : Reason Magazine links to this page. Here’s an excerpt:
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Mark | 4.22.10 @ 8:58PM
As far as the pledge “If you like your health care plan, you'll be able to keep your health care plan, period,” keep in mind the fact that premium subsidies will only be available to people who buy insurance through the exchanges. I have an individual Blue Cross health plan so I would need to change plans to benefit from the premium subsidy. On the other hand, health care reform is preventing me from changing to another Blue Cross plan. I just received my annual 15% premium increase from Blue Cross which is a non-profit company in Florida and I wanted to change to a higher deductible to reduce the premium. I was informed by Blue Cross that they don't know if I would still be grandfathered in which case the reform changes (lower co-pays, etc.) would significantly increase the premium for non-grandfathered policies. They are still waiting for guidance on the definition of grandfathered from HEW.
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