January 5, 2010 | 88 comments
Give people their own money and get out of the way.
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We have to be free to choose the best level of deductible for our families. High deductibles mean lower premiums, and vice versa. We should make our own decisions on that trade-off.
For that matter, we have to be free to go without insurance coverage if we want to. We may want to take six months to finish our educations or start a business. Or we may need to skip coverage for a few months because the car’s transmission needs to be replaced, and we can’t get to work without that vehicle. Why should we need a bureaucrat to give us permission to make that decision?
In shopping for health care services, we need to be free to spend our money on the service that delivers the most value. If I have back pain, I might seek a chiropractor, but if your back hurts, you might prefer an acupuncturist, and someone else might seek a physical therapist. Who should care except the person feeling the pain? It’s our backs and our money!
If I have heart disease I might want to go to a physician-owned cardiac hospital instead of the giant Medical Center. Why should Congress get in the way of that decision?
And on and on. Once we are spending our own money, health care providers will be eager to get our business. Physicians might offer weekend and evening hours so we don’t have to take time off work. They might start seeing us at the time of our appointments instead of making us wait for an hour. If our kid is running a fever late at night, it might be worth paying $10 to e-mail the doctor to see what we should do, instead of running down to the emergency room. Or $20 for a phone call.
Some people have told me we can’t allow consumers to have money to buy health care until we educate them about health care. But that’s backwards. Once I have the money, I may pay to educate myself about choices and options.
My two-point plan would “reform health care” in ways none of us can imagine. And that is a very good thing. No one could have imagined the Internet and cell phones 20 years ago. Free people to spend their own money and make their own decisions and an entirely new world opens up. Just in time.
A man of faith in a godless age is hitting Americans where it hurts.
Mr. and Mrs. American Spectator Reader, let P.J. O’Rourke talk sense to your kids.
In Britain, defending your property can get you life.
The debacle of this president’s administration is both a cause and a symptom of the decline of American values. Unless Congress impeaches him, that decline will go on unchecked. An eminent jurist surveys the damage and assesses the chances for the recovery of our culture.
It won’t take long for conservatives to scratch this presidential wannabe off their 2008 scorecard.
The American Christmas, like the songs that celebrate it, makes room for everybody under the rainbow. Is that why so many people seem to be hostile to it?
Was the President done in by the economy, or by the politics of the economy?
H/T to National Review Online